https://bizopsplaybook.com/tags/cash-flow/Recent content in Cash Flow on bizOpsPlaybook — Practical Business Plans for Solo EntrepreneursHugoen-usWed, 05 Aug 2026 00:00:00 +0000https://bizopsplaybook.com/blog/trucking-factoring-vs-net30-2026/Wed, 05 Aug 2026 00:00:00 +0000https://bizopsplaybook.com/blog/trucking-factoring-vs-net30-2026/<p><img src="https://bizopsplaybook.com/img/blog/trucking-factoring-vs-net30.jpg" alt="White Freightliner semi hauling a dry van on a multi-lane highway past an outlet mall on an autumn afternoon"></p> <p>Every owner-operator faces the same cash-flow question after MC authority activation: <strong>factor the invoices for immediate cash at a 2–4% fee, or wait 30–45 days for broker pay and keep 100% of the revenue?</strong> The answer sounds obvious to whoever is currently sitting on cash — of course you wait for full payment. But for a new OO whose cash reserves are thin, factoring turns broker invoices into immediate fuel + truck payment money, and the fee becomes the cost of staying operational.</p>